If your home was damaged by the recent typhoons Ondoy and Pepeng, you’d probably wished you got an insurance with its coverage including the “acts of God”. Here are some of the home insurance providers that includes “acts of God”:
HSBC Home Insurance
– Covers building contents and personal effects excluding jewelry and cash.
- Philippine citizens who own or rent real estate properties are eligible for coverage. Policy exclusions include war, acts of war and arson, among others specified in standard policy.
Malayan Insurance
Protection from:
- Fire & Lightning
- Earthquake
- Bursting or Overflowing of Water Tanks, Pipes and Fittings, Sprinkler Leakage
- Riot, Strikes & Malicious Damage
- Typhoon
- Flood
- Smoke Damage
- Explosion, Vehicle Impact & Falling Aircraft
- This cover also includes property related extensions namely Debris Removal Compensation and Architect and Surveyors Fee.
